FINANCIAL CALCULATORS

  

Budgeting

• How much am I spending?
• Should I pay off debt or invest in savings?
• What will it take to pay off my balance?
• How much should I set aside for emergencies?
• How much will it cost to raise a child?
• What's it worth to reduce my spending?
• Should my spouse work too?

  Credit Card
  

• How important is the interest rate?
• How will rate changes affect my balance?
• Is a lower rate worth the annual fee?
• What will it take to pay off my balance?
• Should I consolidate my debts?
• Which is better: flight card or low rate card?
• Which is better: rebate card or low rate card?
• Should I consolidate my credit cards?

  Retirement
  

• How will retirement affect my expenses?
• Am I saving enough? What can I change?
• How will this account be used?
• What will I earn with this account?
• How advantageous is increasing my savings?
• Which savings or income source will be the largest?
• How much can I invest before taxes each year?
• What if I underestimate my expenses?
• What will my income be after I retire?
• What will my expenses be after I retire?
• What happens if tax laws change?
• How much of an effect can inflation have?
• Which savings should be used first?
• How much will Social Security provide after retirement?
• What if Social Security no longer exists?

  Savings
  

• What will it take to become a millionaire?
• How much will my savings be worth?
• What will it take to save for a vehicle, home, etc.?
• What will it take to save for a college education?
• How will taxes and inflation affect my savings?
• How much of a difference will the rate make?
• What's it worth to reduce my spending?
• How much, at what rate, when?
• Which is better: cash or payments?
• How much will my CD be worth at maturity?